Rules Governing the Submission of Claims under the State Captive Insurance Program and the Purchase of Mitigation Services for Covered Losses, 25 CAR pt. 44

These rules implement Act 560 of 2025, which requires the Office of Property Risk to promulgate rules regarding the filing dates for a property claim that is incurred but not reported and the date that a property claim must be adjusted and paid under the Public Elementary and Secondary School Insurance Act, § 6-20-1501 et seq., or the Arkansas Multi-Agency Insurance Trust Fund Act, § 25-35-101 et seq.

A public hearing was held on March 20, 2026. The public comment period expired on April 7, 2026. The agency indicated it received no public comments. Camille Fleming, an attorney with the Bureau of Legislative Research, asked the following questions: 1. QUESTION: 25 CAR § 44-111(d) and 112(d). Both sections 44-111(d) and 44-112(d) state the requirements necessary for a claim to be timely submitted to the Office of Property Risk. If a claim is submitted to the office and it is found to not be timely, will that alone be a sufficient basis for the office to reject the claim? RESPONSE: Correct. The rule also follows the statute Ark. Code Ann. § 25-45-111, which states that a claim made under the State Captive Insurance Program is required to be filed no later than one year after the loss is incurred. 2. QUESTION:25 CAR § 44-112(d). The title of this section references the submissions of claims “incurred but not reported before July 1, 2025”. Subsection (d) of this section states that to be timely, a notice of the claim 47 must be submitted to the Office of Property Risk “by September 30, 2025, or one year from the date of occurrence of loss, whichever is later.” Is it possible for the

• Rule packet: E.13.b SAS OPR Submission of Claims Under SCIP and Purchase of Mitigation Serv and Acts 560%2C 779
• ALC summary agenda Jun 18, 2026
• ALC agenda Jun 18, 2026
• ALC meeting video Jun 18, 2026
• Arkansas Register, August 2026